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Category: Insurance

How Much Life Insurance Do I Need

How Much Life Insurance Do I Need Death is a painful yet inevitable event; still, everyone prefers to wave the thought of it aside and not consider the possibility. As much as you don't want to think and talk about death, you should prepare for such an event to help cushion its effect on your family. One of the best ways you can do that...

How to Cash in Your Insurance Policy

Financial hardships are sometimes unplanned. However, there are a few ways to navigate such challenging times when they occur. Having life insurance helps. Many people with life insurance policies consider cashing in their insurance to offset their debts or address their desperate financial needs. But how can one go about cashing in their life insurance policy? Find out below. How to cash in a Life...

What Are the Main Types of Life Insurance?

Life insurance is one of the essential decisions to make when planning for the future. This insurance product protects your family and loved ones after you pass away. If you are thinking of approaching an insurance agency with hopes of discussing your options, then you have come to the right place. There are many types of life insurance policies that can help you fulfill your...

What Can Invalidate Your Home Insurance?

Buying a home is a huge step that requires a lot of planning and responsibilities. From the loan application stage to completing the purchase process, you’re sure to spend a lot of money. While the need for insurance policies like life insurance may be debatable, your home insurance shouldn’t be. If you have a mortgage on your home, property insurance is actually required by the...

Why Insurers Want a Credit Check for Insurance Quotes

Understanding your financial habits is something underwriters expect to know whenever anything related to insurance arises. This is why insurers will pull a credit check for quotes. While not every professional insurance agency does this, you can expect it most of the time. In essence, insurance underwriters can use credit scores as reliable indicators to determine how much premium to charge a potential client. At...